Living beneath your means is absolutely necessary if you want to ever get ahead financially. It’s the little things you spend money on every month that can really add up. They can seem so insignificant at the time but when you look at how much it costs overtime it’s mind-blowing! It’s easy to say “I’ll … [Read more…]
Getting out of debt was a huge financial achievement for me, for anybody it is obviously. The reason people get out of debt can vary but most likely it’s for financial reasons above all. My husband and me were able to knock out over $76,000 in debt in just under 18 months, you can read … [Read more…]
When most people hear the word budget they cringe as it typically has a negative connotation to it. If you were to ask me about a budget a few years ago I would have done the same thing. But after years of starting and following a budget I now know that a budget is not … [Read more…]
A Financial class? Sounds so exciting right?!… haha, not something everybody seems to be busting at the seams to take. Most people would rather have a double root canal these days than go to a financial class. Thankfully though this class was a blessing for my husband and me. Years ago I discovered the money … [Read more…]
Ahhh, the American Dream, home ownership! It’s typically the biggest purchase anyone will ever make in their life. I bought my first home when I was 25 years old and I was so nervous but at the same time I felt so grown up, going to the bank, getting approved for a mortgage and buying … [Read more…]
Whether you are working your way through paying off debt, trying to save money, or just wanting to take control of your money then the cash envelope system is the way to go! This plan works! Here’s how to do it! My husband and I started using the cash envelope system in July 2015 which … [Read more…]
This is the story of how we paid off $76,000 in debt in less than 2 years (was actually 18 months) thanks to following the Dave Ramsey plan! Hopefully it will inspire others to hop on the bandwagon with us and say goodbye to debt for good! I’ve always been pretty financially savvy I’d say. … [Read more…]
