What’s the big deal about a Roth IRA? Okay so I had heard the term Roth IRA from time to time but I didn’t really understand or know what it was. It was just one of those financial terms that was tossed around. I already had a 401K so why did a Roth matter? If … [Read more…]
We’ve all made some mistakes when it comes to money and finances, some more than others, some not so much but nobody is perfect when it comes to handling money. I think it’s safe to say that everybody has said “if I only…” or “I wish I had…”statements when it comes to money. If we knew then what … [Read more…]
Getting out of debt was a huge financial achievement for me, for anybody it is obviously. The reason people get out of debt can vary but most likely it’s for financial reasons above all. My husband and me were able to knock out over $76,000 in debt in just under 18 months, you can read … [Read more…]
When most people hear the word budget they cringe as it typically has a negative connotation to it. If you were to ask me about a budget a few years ago I would have done the same thing. But after years of starting and following a budget I now know that a budget is not … [Read more…]
A Financial class? Sounds so exciting right?!… haha, not something everybody seems to be busting at the seams to take. Most people would rather have a double root canal these days than go to a financial class. Thankfully though this class was a blessing for my husband and me. Years ago I discovered the money … [Read more…]
Ahhh, the American Dream, home ownership! It’s typically the biggest purchase anyone will ever make in their life. I bought my first home when I was 25 years old and I was so nervous but at the same time I felt so grown up, going to the bank, getting approved for a mortgage and buying … [Read more…]
Whether you are working your way through paying off debt, trying to save money, or just wanting to take control of your money then the cash envelope system is the way to go! This plan works! Here’s how to do it! My husband and I started using the cash envelope system in July 2015 which … [Read more…]
