You would probably never guess that I was homeless at one point in my life by looking at me. I know it’s stereotypical but most people think of a homeless person as someone who is dirty grungy and hairy who pushes around a shopping cart full of empty beer cans and a rolled up sleeping … [Read more…]
Dear Mr. Financial Advisor, We’ve had a lot of great times throughout the past few years. We’ve definitely had our shares of ups and downs (pun intended), but it’s time for us to part ways. It’s not you, it’s me. I appreciate all you’ve done for me but I’ve found someone new. His name is … [Read more…]
I never really understood the meaning of net worth until I was almost thirty. I had heard the term but it sounded like something only rich people or businesses needed to be concerned about. WRONG! Net worth is something that is applicable to anybody and everybody. I first got interested about net worth when I … [Read more…]
Did you know that less than 40% of American households have more than $1,000 saved for an emergency according to recent studies? Most would have to rely on going into debt to cover basic car repairs, most do not even have $400 saved to cover any unexpected expenses. They are living on the edge and … [Read more…]
We’ve all made some mistakes when it comes to money and finances, some more than others, some not so much but nobody is perfect when it comes to handling money. I think it’s safe to say that everybody has said “if I only…” or “I wish I had…”statements when it comes to money. If we knew then what … [Read more…]
Living beneath your means is absolutely necessary if you want to ever get ahead financially. It’s the little things you spend money on every month that can really add up. They can seem so insignificant at the time but when you look at how much it costs overtime it’s mind-blowing! It’s easy to say “I’ll … [Read more…]
When most people hear the word budget they cringe as it typically has a negative connotation to it. If you were to ask me about a budget a few years ago I would have done the same thing. But after years of starting and following a budget I now know that a budget is not … [Read more…]
