savings

How Much Money Do You Need In An Emergency Fund?

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emergency fund

Did you know that less than 40% of American households have more than $1,000 saved for an emergency according to recent studies?  Most would have to rely on going into debt to cover basic car repairs, most do not even have $400 saved to cover any unexpected expenses.  They are living on the edge and … [Read more…]

How We Paid Off $76,000 Of Debt In Less Than 2 Years

How We Paid Off $76,000 Of Debt In Less Than 2 Years!

This is the story of how we paid off $76,000 in debt in less than 2 years (was actually 18 months) thanks to following the Dave Ramsey plan!  Hopefully it will inspire others to hop on the bandwagon with us and say goodbye to debt for good! I’ve always been pretty financially savvy I’d say. … [Read more…]